Differences between domestic coverage and international healthcare
 
GeoBlue(R) | Are Your Clients Uninsured When Traveling Overseas?

U.S. domestic healthcare plans may include some or limited international coverage, but is it as comprehensive as your clients may need?

Currency illustrationMany of your clients enrolled in a domestic plan may assume that their coverage extends seamlessly overseas. However, that’s often not the case. Some domestic group plans offer no coverage. While other plans may cover emergency care, many will require your clients to pay out-of-pocket and be reimbursed at a higher out-of-network rate and lack access to services such as telemedicine and evacuation benefits.

In fact, most ACA plans do not provide international medical coverage, and even the best Medicare supplement plans have limited international benefits.

To protect your clients from unwanted surprises, here are the gaps that could occur when relying only on domestic insurance internationally.
 
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A Tale of Two Trips

Watch this video

When a terrible accident befalls two travelers, see how the members’ experiences differ in this short video – a cautionary tale based on an actual member’s experience. Share this video with your clients to illustrate how international medical coverage can help.
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1-844-669-8743
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GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue is the administrator of coverage provided under insurance policies issued by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

South Dakota residents: GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association and is made available in cooperation with Blue Cross and Blue Shield companies in select service areas. Coverage is provided under insurance policies underwritten by 4 Ever Life Insurance Company, Oakbrook Terrace, Illinois NAIC #80985 under policy form series 55.1301. 4 Ever Life Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association.

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